Flood Claims Map

West Virginia

Flood insurance claims in Raleigh County, West Virginia

FEMA records 479 National Flood Insurance Program claims in Raleigh County, West Virginia, since 1978, with $4.5 million paid in total. The year with the most claims was 2001, with 105. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 5.4% of homes in the high-risk flood zone did.

NFIP claims on record479
Total paid$4.5 million
Claims with a payment392
Homes with NFIP policy0.3%
High-risk zone homes insured5.4%
Residential policies in force106

Claims by year of loss

1978: 2919781979: 81980: 141981: 51982: 919821983: 11984: 21985: 161986: 019861987: 91988: 01989: 31990: 119901991: 61992: 11993: 11994: 119941995: 01996: 261997: 51998: 019981999: 02000: 12001: 1052002: 820022003: 512004: 372005: 22006: 120062007: 12008: 32009: 142010: 7320102011: 02012: 02013: 122014: 020142015: 82016: 52017: 32018: 020182019: 22020: 12021: 02022: 020222023: 02024: 12025: 92026: 52026105

NFIP claims by year of loss, Raleigh County, West Virginia

1978: $42,38419781979: $4,2951980: $81,7761981: $4,9451982: $6,63819821983: $01984: $1,0771985: $185,7451986: $019861987: $5,4571988: $01989: $7,8441990: $019901991: $26,6291992: $01993: $3,0361994: $019941995: $01996: $390,1161997: $34,3411998: $019981999: $02000: $02001: $963,3332002: $12,90420022003: $304,4362004: $273,2292005: $3,0842006: $020062007: $02008: $3,9052009: $102,1162010: $1.5 million20102011: $02012: $02013: $241,4772014: $020142015: $27,1892016: $44,0232017: $7,3452018: $020182019: $46,5432020: $02021: $02022: $020222023: $02024: $02025: $227,0882026: $7,3102026$1.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Raleigh County, West Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding48
Heavy rains14
Storm10
February West Virginia Flooding8
Summer severe storms4
Not a named storm3

ZIP codes with the most claims

ZIP code (as reported)Claims
2580174
2587148
2581343
2583938
2582731
2520924
2592122
2591519
2584416
2582314

303 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.4 million, contents $1.1 million, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,624875.4%
All homes30,6601060.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.