Flood Claims Map

West Virginia

Flood insurance claims in Tucker County, West Virginia

FEMA records 369 National Flood Insurance Program claims in Tucker County, West Virginia, since 1978, with $7.1 million paid in total. The year with the most claims was 1996, with 257. As of 3 August 2026, 1.7% of homes here had an NFIP policy, and 17.8% of homes in the high-risk flood zone did.

NFIP claims on record369
Total paid$7.1 million
Claims with a payment306
Homes with NFIP policy1.7%
High-risk zone homes insured17.8%
Residential policies in force73

Claims by year of loss

1978: 219781979: 01980: 01981: 01982: 319821983: 01984: 01985: 671986: 019861987: 01988: 01989: 01990: 119901991: 01992: 01993: 01994: 3219941995: 01996: 2571997: 01998: 019981999: 02000: 12001: 02002: 020022003: 12004: 02005: 02006: 020062007: 02008: 02009: 12010: 020102011: 02012: 02013: 02014: 120142015: 02016: 02017: 02018: 020182019: 02020: 12021: 02022: 020222023: 02024: 02025: 02026: 22026257

NFIP claims by year of loss, Tucker County, West Virginia

1978: $51019781979: $01980: $01981: $01982: $6,21219821983: $01984: $01985: $2.0 million1986: $019861987: $01988: $01989: $01990: $59319901991: $01992: $01993: $01994: $180,66319941995: $01996: $4.9 million1997: $01998: $019981999: $02000: $1,5802001: $02002: $020022003: $4,9582004: $02005: $02006: $020062007: $02008: $02009: $02010: $020102011: $02012: $02013: $02014: $020142015: $02016: $02017: $02018: $020182019: $02020: $02021: $02022: $020222023: $02024: $02025: $02026: $27,0532026$4.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Tucker County, West Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding220
Hurricane Fran3
2026-07-West Virginia-Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
26287312
2627128
2629010
262545
262694
262632
262941
262921
262981
262891

299 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.5 million, contents $3.6 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3536317.8%
All homes4,212731.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.