Flood Claims Map

West Virginia

Flood insurance claims in Wayne County, West Virginia

FEMA records 469 National Flood Insurance Program claims in Wayne County, West Virginia, since 1978, with $4.3 million paid in total. The year with the most claims was 2003, with 74. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 8.5% of homes in the high-risk flood zone did.

NFIP claims on record469
Total paid$4.3 million
Claims with a payment370
Homes with NFIP policy1.0%
High-risk zone homes insured8.5%
Residential policies in force161

Claims by year of loss

1978: 5619781979: 171980: 151981: 31982: 419821983: 01984: 241985: 11986: 019861987: 41988: 01989: 271990: 319901991: 01992: 11993: 11994: 619941995: 31996: 141997: 571998: 219981999: 02000: 22001: 42002: 2120022003: 742004: 122005: 62006: 1020062007: 02008: 22009: 82010: 1320102011: 162012: 62013: 12014: 020142015: 162016: 32017: 02018: 120182019: 22020: 22021: 142022: 120222023: 62024: 22025: 974

NFIP claims by year of loss, Wayne County, West Virginia

1978: $297,69819781979: $27,9801980: $45,9961981: $6,1531982: $1,82319821983: $01984: $212,2601985: $1,7081986: $019861987: $1,5351988: $01989: $118,5601990: $59019901991: $01992: $01993: $01994: $17,45319941995: $1,9681996: $156,3171997: $650,5511998: $72619981999: $02000: $6462001: $02002: $118,14420022003: $612,5492004: $59,7972005: $27,1392006: $135,65020062007: $02008: $1,8542009: $123,2402010: $69,14120102011: $196,0592012: $6,6992013: $36,4192014: $020142015: $287,0662016: $69,7242017: $02018: $020182019: $02020: $22,4142021: $814,1752022: $1,71820222023: $62,2322024: $02025: $125,381$814,175

Paid on claims by year of loss (building, contents and increased cost of compliance), Wayne County, West Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding91
Not a named storm55
Tropical Storm Ivan5
Storm2
February West Virginia Flooding2
Summer severe storms1
Hurricane Fran1

ZIP codes with the most claims

ZIP code (as reported)Claims
2557078
2570471
2551164
2553561
2570139
2551432
2566924
2567422
2551722
2550717

254 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.2 million, contents $1.1 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,6271398.5%
All homes16,7051611.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.